Web Site Terms and Conditions

  1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

  1. Use License
  • Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Royal Oath Insurance Group site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
    • modify or copy the materials;
    • use the materials for any commercial use, or for any public presentation (business or non-business);
    • attempt to decompile or rebuild any product or material contained on Royal Oath Insurance Group site;
    • remove any copyright or other restrictive documentations from the materials; or
    • transfer the materials to someone else or even “mirror” the materials on other server.
  • This permit might consequently be terminated if you disregard any of these confinements and may be ended by Royal Oath Insurance Group whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.
  1. Disclaimer
  • The materials on Royal Oath Insurance Group site are given “as is”. Royal Oath Insurance Group makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Royal Oath Insurance Group does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.
  1. Constraints

In no occasion should Royal Oath Insurance Group or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Royal Oath Insurance Group Internet webpage, regardless of the possibility that Royal Oath Insurance Group or a Royal Oath Insurance Group approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

  1. Amendments and Errata

The materials showing up on Royal Oath Insurance Group site could incorporate typographical, or photographic mistakes. Royal Oath Insurance Group does not warrant that any of the materials on its site are exact, finished, or current. Royal Oath Insurance Group may roll out improvements to the materials contained on its site whenever without notification. Royal Oath Insurance Group does not, then again, make any dedication to update the materials.

  1. Links

Royal Oath Insurance Group has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Royal Oath Insurance Group of the site. Utilization of any such connected site is at the user’s own risk.

  1. Site Terms of Use Modifications

Royal Oath Insurance Group may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

  1. Governing Law

Any case identifying with Royal Oath Insurance Group site should be administered by the laws of the country of United States Royal Oath Insurance Group State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

SMS Mobile Texting
Service Terms and Conditions

Please read the following Terms and Conditions of Use statement carefully before using Royal Oath Inc. or Royal Oath Insurance Group’s SMS Mobile Texting Service: The Terms and Conditions of Use outline the unique terms related to your use of the SMS Mobile Texting Service. For purposes of the Terms and Conditions of Use, you will be referred to as “You”, or “Your”. Royal Oath Inc. or Royal Oath Insurance Group will be referred to as “We”, “Us”, “Our”.

Program Description
Royal Oath Insurance Group text messages are intended to provide you with marketing and promotional information regarding our products and services. We may also provide you with transaction-related information.

Message Frequency

The number of Royal Oath Insurance Group text messages that you receive will vary.

How to Opt-In

To opt-in to receive text messages from Royal Oath Insurance Group, please reply in the affirmative in the manner indicated in an initial text message (e.g., Y or Yes).

How to Opt-Out

To stop receiving text messages from Royal Oath Insurance Group, please reply STOP. You acknowledge that you may then receive one (1) final message from Royal Oath Insurance Group confirming your opt-out of text messaging.

By enrolling in Our SMS Mobile Texting Service, You agree to be bound by these Terms and Conditions of Use in addition to the Terms of Use for royaloathinsurance.com.

If You do not agree with any of these terms and/or conditions of use, You may not enroll in Our SMS Mobile Texting Service.

Upon acceptance to these Terms and Conditions of Use for the SMS Mobile Texting Service, You accept and agree to the following:

  1. Your wireless number. You represent that you are the owner or authorized user of the wireless device you use to subscribe for the SMS Mobile Texting Service, and that you are authorized to approve the applicable charges. If your wireless number changes while you are enrolled in the SMS Mobile Texting Service, you are responsible for updating your information with us. You may update this information by emailing us at info@royaloathinsurance.com and changing your SMS Mobile Texting Service contact information. You agree to indemnify, defend and hold us harmless from and against any claims, losses or costs (including reasonable attorneys’ fees) arising from your provision of a phone number that is not your own or your violation of applicable state and federal laws and regulations.
  2. Fees. Your carrier’s standard messaging rates apply to SMS correspondence. Please contact your wireless carrier for information about your messaging plan. Your carrier may impose message or charge limitations on your account that are outside our control. All charges are billed by and payable to your mobile service provider. Message and Data Rates may apply.
  3. New providers, canceled contracts and stolen phones. You must unenroll from the Mobile Alerts service if you switch wireless service providers but retain your old phone number. When your new provider activates your phone, you may reenroll in the service. You must also unenroll from the Mobile Texting Service if you discontinue your phone service or lose your mobile phone.
  4. We reserve the right to modify these SMS Mobile Texting Service Terms and Conditions of Use at any time, effective upon publication. Publication includes posting on royaloathinsurance.com. Use of these services constitutes Your continued participation in the SMS Mobile Texting Service and will constitute Your acceptance of any revisions to these Terms and Conditions of Use. Please check these Terms and Conditions of Use on royaloathinsurance.com regularly. We may discontinue the service at any time.
  5. SMS Mobile Texting Service Termination. You may cancel SMS Mobile Texting Services at any time by replying “STOP” or calling our office at 586-238-3535.
  6. Limitations of Liability. We will not be liable for any delays or failures in your receipt of any SMS messages as delivery is subject to effective transmission from your network operator and processing by your mobile device. The Mobile Alerts are provided for your convenience and do not replace your monthly account statement(s), which are the official record of your accounts. We do not assume any liability or responsibility for a failure or delay in transmitting the Mobile Alerts to you or for any errors in the information contained in the Mobile Alerts. SMS message services are provided on an AS IS, AS AVAILABLE basis.

We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person’s possession; or (b) to your data, mobile phone or other equipment caused by the use of the SMS Mobile Alert service, unless directly and solely caused by our negligence or willful default.

  1. Usage. The service and the content and materials received through the service are proprietary to us or our licensors, and is for your personal, non-commercial use only. You shall not damage, impair, interfere with or disrupt the service or its functionality.