Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
  • We will just hold individual data the length of essential for the satisfaction of those reasons.
  • We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
  • Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
  • We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
  • We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

SMS Mobile Texting
Service Terms and Conditions

Please read the following Terms and Conditions of Use statement carefully before using Royal Oath Inc. or Royal Oath Insurance Group’s SMS Mobile Texting Service: The Terms and Conditions of Use outline the unique terms related to your use of the SMS Mobile Texting Service. For purposes of the Terms and Conditions of Use, you will be referred to as “You”, or “Your”. Royal Oath Inc. or Royal Oath Insurance Group will be referred to as “We”, “Us”, “Our”.

Program Description
Royal Oath Insurance Group text messages are intended to provide you with marketing and promotional information regarding our products and services. We may also provide you with transaction-related information.

Message Frequency

The number of Royal Oath Insurance Group text messages that you receive will vary.

How to Opt-In

To opt-in to receive text messages from Royal Oath Insurance Group, please reply in the affirmative in the manner indicated in an initial text message (e.g., Y or Yes).

How to Opt-Out

To stop receiving text messages from Royal Oath Insurance Group, please reply STOP. You acknowledge that you may then receive one (1) final message from Royal Oath Insurance Group confirming your opt-out of text messaging.

By enrolling in Our SMS Mobile Texting Service, You agree to be bound by these Terms and Conditions of Use in addition to the Terms of Use for

If You do not agree with any of these terms and/or conditions of use, You may not enroll in Our SMS Mobile Texting Service.

Upon acceptance to these Terms and Conditions of Use for the SMS Mobile Texting Service, You accept and agree to the following:

  1. Your wireless number. You represent that you are the owner or authorized user of the wireless device you use to subscribe for the SMS Mobile Texting Service, and that you are authorized to approve the applicable charges. If your wireless number changes while you are enrolled in the SMS Mobile Texting Service, you are responsible for updating your information with us. You may update this information by emailing us at and changing your SMS Mobile Texting Service contact information. You agree to indemnify, defend and hold us harmless from and against any claims, losses or costs (including reasonable attorneys’ fees) arising from your provision of a phone number that is not your own or your violation of applicable state and federal laws and regulations.
  2. Fees. Your carrier’s standard messaging rates apply to SMS correspondence. Please contact your wireless carrier for information about your messaging plan. Your carrier may impose message or charge limitations on your account that are outside our control. All charges are billed by and payable to your mobile service provider. Message and Data Rates may apply.
  3. New providers, canceled contracts and stolen phones. You must unenroll from the Mobile Alerts service if you switch wireless service providers but retain your old phone number. When your new provider activates your phone, you may reenroll in the service. You must also unenroll from the Mobile Texting Service if you discontinue your phone service or lose your mobile phone.
  4. We reserve the right to modify these SMS Mobile Texting Service Terms and Conditions of Use at any time, effective upon publication. Publication includes posting on Use of these services constitutes Your continued participation in the SMS Mobile Texting Service and will constitute Your acceptance of any revisions to these Terms and Conditions of Use. Please check these Terms and Conditions of Use on regularly. We may discontinue the service at any time.
  5. SMS Mobile Texting Service Termination. You may cancel SMS Mobile Texting Services at any time by replying “STOP” or calling our office at 586-238-3535.
  6. Limitations of Liability. We will not be liable for any delays or failures in your receipt of any SMS messages as delivery is subject to effective transmission from your network operator and processing by your mobile device. The Mobile Alerts are provided for your convenience and do not replace your monthly account statement(s), which are the official record of your accounts. We do not assume any liability or responsibility for a failure or delay in transmitting the Mobile Alerts to you or for any errors in the information contained in the Mobile Alerts. SMS message services are provided on an AS IS, AS AVAILABLE basis.

We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person’s possession; or (b) to your data, mobile phone or other equipment caused by the use of the SMS Mobile Alert service, unless directly and solely caused by our negligence or willful default.

  1. Usage. The service and the content and materials received through the service are proprietary to us or our licensors, and is for your personal, non-commercial use only. You shall not damage, impair, interfere with or disrupt the service or its functionality.