Personal Insurance

Home Insurance

Coverage that protects your biggest asset.

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Michigan Coverage Focus

Protect what matters most

Dwelling protection
Liability options
Valuables coverage
Flood guidance

Royal Oath Insurance Group can help simplify your options and build a homeowners policy around your property, lifestyle, and risk profile in Michigan.

Home insurance throughout Michigan

Smart protection for the place you call home.

Your home is both a valuable asset and the center of your life, so it’s extra-important to cover every risk with homeowners insurance. Get the right policy and you’ll take care of the small and large risks related to owning a house at the same time.

For example, a devastating fire could result in not just the total loss of your home, but financial ruin. Without adequate home insurance you could be left with no way of raising the funds to pay off the balance of the mortgage. Of course, homeowners insurance may also protect you from more common house-related incidents like pipe leaks, burglary of personal possessions and much more.

Explore common home risks

See how home insurance can help protect against everyday exposures.

Click through the items below to explore common risk factors and insurance solutions for homeowners in Michigan.

Coverage Topic

Fire

Risk Factor

Solution

Coverage checklist

When reviewing your home insurance options, consider the following coverages.

Fire
Personal Property / Contents
Property Damage
Additional Living Expense / Loss of Use
Jewelry, Fine Arts & Collectibles
Medical Expenses
Personal Liability
Miscellaneous Coverage
Personal Injury
Umbrella / Excess Liability Coverage
Flood Coverage
Secondary Home
Collectible Cars
Wine Collection
Water Back-Up
Off Premises Theft

Let’s discuss your home insurance

One of our insurance advisors will reach out to review your information and present an appropriate home insurance solution.

There’s no obligation, just good-old-fashioned advice from Royal Oath Insurance Group.